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Iraqi Al-Aman Center

The Iraqi Al-Aman Center is an institution that is building a sustainable foundation of providing quality, demand-driven financial services. It is a non-governmental organization registered in the NGO office under ID#70240. Al-Aman was established in 2005 and started operations in July 2006. It provides financial services, now only loans, to micro and small businesses. The Izdihar/Tijara USAID Provincial Economic Growth Program has supported Al-Aman technically and through funding.


Al-Aman has one main office in the Kirkuk Governorate and three satellite offices in the districts of Taza, , Hawija, and Daqoq . Total disbursements reached by the end of December 2013, ($ 50,570,975) and the number of loans disbursed since inception 21.669, of which (27 %) are women. It maintains a %001 portfolio at risk (PAR), and a repayment rate of more than 99 %. Operational self sufficiency as of the same date was 317%.


Al-Aman has four categories of individual lending: (a) small business, (b) transportation; (c) home improvement, and (d) Islamic. It looks forward to developing new products in the near future.


Al-Aman is overseen by an elected body of governing members of a Board of Directors. It is managed by a highly qualified, motivated and proactive Executive staff.

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LOAN PRODUCTS

Islamic Loan
This kind of loan is designed to meet with Islamic religious rule "Murabha". Its...

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Thursday, 24 April 2014
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